Three Oaks Circle

6200 W. Waterford Court | Milwaukee, WI 53220

Three Oaks Circle is an Affordable Independent Living Community in Milwaukee

Celebrating 20 years in 2023, Three Oaks Circle is the fulfillment of the dreams of the Indian Council of the Elderly, the Sisters of St. Francis of Assisi, and the School Sisters of St. Francis to provide affordable, independent housing for seniors who wish to reside on the southwest side of Milwaukee. 

Residents of Three Oaks Circle must be at least 62 years of age and are required to meet certain income restrictions as required by the U.S. Department of Housing and Urban Development (HUD). Qualifying residents will only be required to pay 30% of their gross adjusted income as their monthly rent charge.

enjoy life!

Campus Amenities & Services

Three Oaks Circle encourages an active, independent lifestyle balanced with comfort and security for seniors looking for subsidized, low-income apartments in Milwaukee.

  • Subsidized Independent Living
  • Beautiful setting – located in Armour Park
  • Community room with full kitchen
  • Controlled guest access
  • Library, country store, and craft room
  • Full-service salon
  • Organized social and recreational activities based on resident interest
  • Outdoor areas for personal gardening and enjoyment
  • Pet-friendly
  • Assistance in accessing needed social services
  • Maintenance-free living
  • Needlepoint Bipolar Ionization (NBPI) system: Installed in all shared common spaces throughout our campus. NBPI is proven to eliminate 99.4% of airborne bacteria, molds, allergens, and viruses.
Three Oaks Circle is managed and operated by Capri Communities
providing quality, caring management services to our residents.


Independent Living Key Features

  • One-bedroom independent apartments with full kitchens
  • Heat, electric, and water utilities are included in rent
  • Discounted cable television available
  • Off-street numbered and assigned parking spaces available


Floor Plans

Leadership Team

Ramona Schmalz

Community Manager

Kathryn Rambo

Resident Coordinator

We Love Our Milwaukee Neighborhood!

Armour Park

Scheduled Transportation

Bikeable Community

Nearby Grocery Store

Three Oaks Circle

6200 W. Waterford Court | Milwaukee, WI 53220

Three Oaks Circle has become a warm, comfortable and affordable home for many residents who enjoy the many amenities of the community and proximity to the neighborhoods they know and love.

Vibrant living is at the core of Three Oaks Circle. Whether you like to stay in and socialize with friends and neighbors, or you like to be out exploring what Milwaukee has to offer, low income housing at Three Oaks Circle can make it happen.

our community partners

Message Us

    Mona Schmalz

    Community Manager

    Mona joined Capri Communities in 2005 and is the Community Manager at Hedwig House, Three Oaks Circle and Carnegie Place. She has worked in all forms of property management for over 40 years. The ability to help people each day is what makes Mona most proud about her role at her communities. “In some small way I can make residents’ lives better even for the briefest of moments,” she said. “My residents have taught me so much. The greatest thing they have taught me is to never give up and to love with everything you have.” Mona hopes people remember her for the way she can make people laugh, even in tough times, and that she is passionate about helping people. “I want to let anyone who has ever helped me or loved me to know how much they mean to me.” When Mona is not at work, she is happiest learning new things and exploring new ideas. Her personal motto is: If you are not doing things to help make this world a better place, it is not worth doing. It’s clear that Mona has a kind, helpful soul and is passionate about working with her residents and team, making sure they have the best experience and outcome possible.

    Kathryn Rambo

    Resident Coordinator

    Three Oaks Circle is excited to welcome Kathryn back as Resident Coordinator. She held this position for several years and is ready to jump right back in! Kathryn has over 40 years of experience in music therapy working with individuals with autism, cognitive disabilities, brain injuries, mental health issues, abuse survivors, at risk children and hospice and palliative care patients. She also spent many years as an adjunct faculty at Alverno College teaching undergraduate courses in communication. Kathryn is looking forward to incorporating her music therapy background into the lives of her residents. Kathryn is a music enthusiast and her passion is making music accessible to everyone. In her free time, it should be no surprise that she enjoys playing her collection of antique Tibetan singing bowls, playing her autoharp, singing, exploring antique shops and having coffee with friends. The residents are fortunate to have Kathryn back and she is excited to bring her love of music and zest for life back to Three Oaks Circle.