Navigating the Acronyms of Senior Housing
ADLs, MCOs, CBRFs... sometimes just understanding the terms associated with senior housing can be overwhelming. That's why we've put together this handy guide to help you understand some of the more common acronyms you will find when researching and reading about senior housing.
CBRF, or Community Based Residential Facility
A CBRF, or Community Based Residential Facility, is a type of assisted living that supports residents with more advanced needs. Often, CBRFs provide an option of a shared or private room and some support services, like skilled nursing. CBRFs are licensed and overseen by the State of Wisconsin to ensure they meet certain standards for care, including background checks for all caregivers and regular reporting.
While "CBRF" refers to a type of residential facility that provides services to people of any age, for senior housing purposes, CBRFs provide services to older adults, including those with Alzheimer's or dementia, mental or physical disabilities, and those with advanced or terminal diseases.
RCAC, or Residential Care Apartment Complex
A RCAC, or Residential CAre Apartment Complex, is a type of senior housing for older adults who are mentally competent but may need some assistance with Activities of Daily Living (ADLs). RCACs provide residents with a private room or apartment with a locked entrance and exit, kitchen with stove or microwave oven, and their own private bathroom.
RCACs provide up to 28 hours of care per week, including supportive services like housekeeping, assistance with Activities of Daily Living (ADLs), nursing support, medication management, and emergency response.
CBRFs and RCACs at Capri Senior Communities
From a care standpoint, all Capri Assisted Living communities provide high-quality support for both RCAC- and CBRF-eligible residents. In fact, while many doctors will assume the need for a CBRF-style community for a resident with complex needs, we can provide just as much care in our RCAC-style communities before the resident needs to move to a CBRF.
ADLs, or Activities of Daily Living
ADLs, or Activities of Daily Living, are the skills and actions that most (if not all) people perform each day in order to live at home independently. ADLs include walking and moving around independently, preparing food for and feeding oneself, dressing and grooming, getting to and using the toilet and cleaning up after oneself (sometimes called 'toileting'), and bathing and/or showering.
ADLs may also be referred to as BADLs, Basic Activities of Daily Living.
When a person can no longer independently perform one or more of these activities, it is time to arrange extra help and hands-on care. Care can happen at home with the help of a professional or a loved one, or in an assisted living community.
You may also hear about IADLs, or Instrumental Activities of Daily Living, which refer to those activities that most people learn as older children or teenagers, but are crucial to self-care. IADLs include personal financial management, transporting oneself or arranging transportation, shopping for and making food, cleaning and maintaining one's house, using the telephone and managing personal mail, and managing one's own medication.
MCO, or Managed Care Organization
An MCO, or Managed Care Organization, is an insurance program that provides individuals access to long-term care providers and ensure that the quality of care and services meet the needs of members. MCOs can be made up of physicians, hospitals, other care providers, or a combination of all of these.
In relation to senior housing, MCOs focus on providing care for Medicaid-eligible individuals who reside in Assisted Living communities. These are known as Medicaid MCOs and are funded on a per-patient, per-month billing schedule and are paid at a fixed rate by the State of Wisconsin.
Some well-known MCOs in the State of Wisconsin are Family Care, Community Care, and Care Wisconsin.
Private insurance companies also provide MCOs to the general Medicare-eligible, senior population, including Medicare HMO and PPO plans. These provide Medicare coverage plus supplemental coverage to fill in any gaps not provided by Medicare.
Understanding the complexities of senior housing is tough enough without having to constantly translate acronyms. Here at Capri Senior Communities, we are here to answer your questions and make your senior housing journey as smooth as possible. Contact us with questions or explore our communities today.